Removing Negative Items
You may be in the process of trying to fix your credit and in doing so, you realize that you’ll have to have some negative items removed so that you can improve your credit rating. However, if you are not seeing any success through your efforts then it might be necessary for you to take things a step further by relying on Credit Repair Columbia SC to help remove negative items from your credit. We prove successful in our efforts because we know the methods for lawfully removing negative items from credit reports. Rely on us for results!
Disputing Credit Report Errors
Lawfully, you can dispute an item on your credit report if you are unsure about its validity. If you haven’t identified records that will confirm the item, you don’t believe that you have missed a payment or you simply are not certain about the information that has been reported, you can ask for proof from the bureau. If they can’t prove it is legit then you can ask them to remove it. You have to start by pulling your credit reports and making note of the things on your report that is in question. Once you do this then you can begin contacting the bureau or the original creditor asking them to remove the items in question.
What To Expect
You can't expect the reporting bureau or the creditor to simply comply with your request by removing the item from your report. They will want proof that it was reported in error. If you can’t provide them with proof then you may have to step up and find proof. That is how our credit counselors at Credit Repair in Columbia SC can help. You might not know where to find proof of the error but we do. If none exists then, unfortunately, they will decline to remove the item.
Reputable Credit Repair
If there are negative items on your report that are in question then you shouldn’t simply ignore them because it might be easy to have them removed. Even if it is on your report, what some creditors will do is sell your credit to someone else and they will place the negative balance back on your report. There are also ways of disputing these items. We can effectively dispute any negative item on your report that shouldn’t be there.
Personal Attention
It would be impossible for us to do our job without building a rapport with our customers. We build a rapport by always being honest and upfront about our services and what we can legally perform on behalf of our customers. With personalized attention, your credit is treated based on what is found in your reports. There is no one-size-fits-all way to repair credit, which is why we take a keen interest in everyone who comes to us for help with his or her credit needs. We show you how much we value your business by operating our business with integrity.
Disputing Credit Report Errors
Lawfully, you can dispute an item on your credit report if you are unsure about its validity. If you haven’t identified records that will confirm the item, you don’t believe that you have missed a payment or you simply are not certain about the information that has been reported, you can ask for proof from the bureau. If they can’t prove it is legit then you can ask them to remove it. You have to start by pulling your credit reports and making note of the things on your report that is in question. Once you do this then you can begin contacting the bureau or the original creditor asking them to remove the items in question.
What To Expect
You can't expect the reporting bureau or the creditor to simply comply with your request by removing the item from your report. They will want proof that it was reported in error. If you can’t provide them with proof then you may have to step up and find proof. That is how our credit counselors at Credit Repair in Columbia SC can help. You might not know where to find proof of the error but we do. If none exists then, unfortunately, they will decline to remove the item.
Reputable Credit Repair
If there are negative items on your report that are in question then you shouldn’t simply ignore them because it might be easy to have them removed. Even if it is on your report, what some creditors will do is sell your credit to someone else and they will place the negative balance back on your report. There are also ways of disputing these items. We can effectively dispute any negative item on your report that shouldn’t be there.
Personal Attention
It would be impossible for us to do our job without building a rapport with our customers. We build a rapport by always being honest and upfront about our services and what we can legally perform on behalf of our customers. With personalized attention, your credit is treated based on what is found in your reports. There is no one-size-fits-all way to repair credit, which is why we take a keen interest in everyone who comes to us for help with his or her credit needs. We show you how much we value your business by operating our business with integrity.
Contact Credit Repair Columbia SC at 803-266-1101 for free estimates.