Credit Repair Columbia SC

Whenever you having trouble purchasing things that you want, it could be due to a problem with your credit. Credit Repair Columbia, SC is a local credit repair service in Columbia, SC. We can help with collections, bankruptcy, credit score, charge offs, late payments, and negative information that adversely affect your credit score.

It’s easy to fall behind in making the necessary payments to credit card companies when you have student loans and medical bills that you are also trying to pay. Regardless of why your credit is not as good as it used to be, we can get you back on track. We realize that there are other credit repair companies in Columbia, SC but when it comes to taking a hands-on approach with our clients, we’re simply the best. We offer you a realistic view of your credit, explain your credit history, score, and more so that we can begin the process of making necessary improvements to your credit.

About Us
We have been around for nearly 10 years, servicing the residents of Columbia, SC, and surrounding cities. As a well-established credit repair company n Columbia, SC, we know how important it is for our clients to see results. That is why we work with the leading financial experts to help with your credit repair needs. There are benefits to having good credit and we want our clients to experience what they are. We are effective at removing negative information, and incorrect information. This is what has put us in a league of our own. With our approach, we establish a good rapport with our clients and they come to trust our ability to assist them with their credit repair needs.

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Our Services

A good deal of the business that we receive comes from those who are interested in purchasing a home. With a team experienced lenders, bankers, and mortgage professionals working with us, we can repair your credit to the point where it will be easy for you to finance a home. They have a wealth of knowledge that benefits those clients who depend on us to help them reach their final goal of homeownership. The solutions that we offer are not just a temporary fix; they are permanent. We’ll outline what is necessary to stay on track and maintain good credit.

How Does Credit Repair Work?

When you need to have your credit repaired it is usually because you have a low credit score. We can repair your credit through various means. The first thing that we will do is pull your credit reports from all three major reporting agencies, Equifax, Experian, and Transunion. We’ll go over them with you to determine what is accurate and what is not. Once we have this information then we can begin the process of negotiating payoffs, removing negative information, and more. We will advise you as to what you should do to aid in the process of repairing your credit.

Credit Repair Scams

Beware! There are a lot of credit repair scams out there that you might fall prey to. If you ever contact a credit repair company and they tell you that they can improve your credit by a specific number of points within a specific amount of time, RUN! This is a red flag and is often a scam to get you to give them money. Contact us instead and we will offer you realistic expectations of what you can expect to receive from our credit repair service.

Removing Negative Items

If there is negative information on your credit report, it may not be easy for you to determine the best way to have it removed but we have tried and tested ways of doing this. Our ways prove effective, which is why we offer this type of service to our clients.

Building Credit

If you don’t have enough credit or what some would call ‘lean credit’ then we can help you slowly build credit. As a credit advisor, we also advise our clients about how to responsibly use credit. If you don’t know how to responsibly use credit then there is a good chance that you will eventually require our credit repair service.

Understand your Credit Score

Building your credit requires that you also understand how credit works. We'll educate you about credit and help you understand how it works to benefit you if you use it correctly. Don’t fall in the trap of abusing credit.

Bankruptcy

No one wants to file for bankruptcy, however, if you do, it isn't the end of the world. A bankruptcy judgment will eventually fall off of your credit report. However, in the meantime, you can continue to build good credit, and we'll show you how.

Contact Credit Repair Columbia, SC Company

As your local credit repair service and advisors, we are here when you need us. Don't hesitate to give us a call to let us help you reestablish your credit. Just because your credit isn't where you would like for it to be doesn't mean that you can't get it where you want it. With help from Credit Repair Columbia, SC, we assure you that we can help get it there.

“I simply couldn’t have done it without the help of Credit Repair Columbia, SC. They were patient with me and answered every question that I had. Even if I asked the same questions over and over again, they didn’t mind. I was finally able to fix my credit after years of trying on my own, thanks to this company. I highly recommend this company if you have any issues with your credit.” – Andrew J.

“I was nervous about taking on too much credit but it turns out that I don’t have enough credit. I’ve heard nightmares about credit mishaps and I just didn’t want to experience them. Thanks to Credit Repair Columbia, SC I haven’t had to. They helped me establish more credit so that I could buy my first home and I’ll be forever grateful to them for that.” – Charles R.

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“I can personally attest to the fact that Credit Repair Columbia, SC is the best credit repair company in the city.” – Gary T.

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